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Polk County 
Rideshare Accident 

Attorney

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Polk County Uber & Lyft Accident Lawyer

Rideshare services like Uber and Lyft have made getting around Lakeland, Winter Haven, Bartow, and other parts of Polk County more convenient. However, when accidents happen, determining who is responsible for your injuries can be challenging. Whether you were a passenger, driver, pedestrian, or another motorist involved in a rideshare accident, you may be entitled to compensation.
 

At Kemp Injury Law, we represent individuals injured in car and rideshare-related accidents throughout Polk County. Our firm understands how Uber and Lyft insurance policies work, as well as the tactics rideshare companies use to limit payouts. If you were injured in a car, Uber, or Lyft crash, we will fight to ensure you receive fair compensation for your medical bills, lost wages, and pain and suffering.

How Do Rideshare Accidents Happen in Polk County?

With major highways like Interstate 4, U.S. Highway 27, and State Road 60, Polk County sees a high volume of Uber and Lyft traffic. Rideshare drivers are constantly looking at their apps for new rides, leading to distracted driving, sudden stops, and unsafe lane changes.
 
Some of the most common causes of rideshare accidents include:
  • Driver distraction: Rideshare drivers frequently check their phones for directions, ride requests, or passenger messages.
  • Fatigued driving: Many Uber and Lyft drivers work long hours, leading to drowsiness and slower reaction times.
  • Speeding and reckless driving: Some rideshare drivers rush between fares to maximize earnings.
  • Failure to yield: Rideshare drivers may stop suddenly or cut across lanes to pick up or drop off passengers.
  • Intoxicated drivers: While rideshare services help reduce drunk driving, not all Uber and Lyft drivers follow the rules.
Accidents involving rideshare vehicles can be complicated because multiple insurance policies may be involved, including the driver’s personal insurance, Uber or Lyft’s coverage, and third-party claims. In cases resulting in wrongful death, navigating these overlapping policies becomes even more critical to ensure the victim’s family receives the justice and compensation they deserve.

 

Who Is Responsible for a Rideshare Accident?

Determining liability in a rideshare accident depends on the status of the driver at the time of the crash:
  • The rideshare driver was not logged into the app – The driver’s personal auto insurance applies, just like any other car accident.
  • The driver was logged into the app but had not accepted a ride – Uber or Lyft provides limited liability coverage in this situation.
  • The driver had accepted a ride or was transporting a passenger – Uber and Lyft provide up to $1 million in liability coverage for injuries and damages.
If you were injured as a passenger in an Uber or Lyft, hit by a rideshare vehicle as a pedestrian, or involved in a collision with a rideshare driver, you may have multiple legal options for seeking compensation.

 

What Should You Do After a Rideshare Accident?

If you are involved in a rideshare accident in Polk County, take these steps to protect your rights:
  1. Call 911 and report the accident: Request a copy of the police report.
  2. Seek medical attention immediately – Even if you feel fine, injuries can worsen over time.
  3. Document everything: Take photos of the accident scene, vehicles involved, and any visible injuries.
  4. Get contact information: Collect details from the rideshare driver, other drivers, and any witnesses.
  5. Check the Uber or Lyft app: Your ride history can help prove the driver was actively working at the time of the crash.
  6. Do not speak to insurance companies without a lawyer: Insurance providers may try to minimize your claim.
  7. Consult a rideshare accident attorney: A lawyer can help you navigate Uber and Lyft’s complex insurance policies.

 

 
What compensation is available for rideshare accident victims?

What Compensation Is Available for Rideshare Accident Victims?

If you were injured in an Uber or Lyft accident, you may be entitled to compensation for:
  • Medical bills and ongoing treatment
  • Lost wages and loss of earning potential
  • Pain and suffering
  • Emotional distress
  • Property damage
Rideshare companies have aggressive legal teams working to protect their profits—you need an attorney who will fight just as hard for you.
 

Related:  Should You Accept an Insurance Settlement After a Rideshare Accident in Florida?


Other Personal Injury Cases We Handle in Polk County

In addition to rideshare accident cases, Kemp Injury Law handles a wide range of personal injury claims, including:
  • Car Accidents: Wrecks on Interstate 4, U.S. Highway 98, and Florida Avenue are common.
  • Motorcycle Accidents: Many motorcycle crashes involve drivers failing to yield to bikers.
  • Truck Accidents: Accidents with commercial trucks often result in catastrophic injuries.
  • Boating Accidents: Polk County’s lakes see frequent boat collisions and watercraft-related injuries.
  • Pedestrian Accidents: Rideshare and delivery drivers frequently fail to watch for pedestrians in busy areas.
  • Construction Accidents: Worksite injuries can involve unsafe equipment, falls, or electrical hazards.

 

Call Kemp Injury Law to Talk to a Polk County Rideshare Accident Lawyer Today

If you were injured in an accident involving an Uber, Lyft, or another rideshare vehicle, you deserve to know your legal options. At Kemp Injury Law, we help victims stand up to powerful rideshare companies and fight for the compensation they need to recover.
 
Your injuries should not be ignored, and neither should your rights. Contact us today for a free consultation to discuss your case and take the first step toward justice.
 

Frequently Asked Questions

Responsibility in a rideshare accident often depends on the rideshare driver’s status at the time of the crash. If the driver was actively transporting a passenger, Uber or Lyft's commercial insurance policy typically applies. If the driver was logged in but hadn’t accepted a ride, lower-tier coverage may apply. If the driver was off-duty, only their personal auto insurance is responsible. Determining the exact phase of the ride is crucial for identifying the appropriate insurer. A skilled attorney will help uncover all available insurance coverage to ensure your damages are fully compensated.
Generally, you cannot sue Uber or Lyft directly, because their drivers are classified as independent contractors, not employees. However, their insurance policies still cover accidents that occur during a ride or while the driver is actively using the app. If the company failed to conduct proper background checks or knowingly kept dangerous drivers on the platform, there could be exceptions. Your attorney will review whether direct liability applies based on the facts of your case. In most cases, compensation is pursued through their insurance, not through a corporate lawsuit. A knowledgeable rideshare accident attorney will explore all legal options to hold the appropriate party accountable.
Kemp Law Group understands the complexity of rideshare accidents and the unique legal issues that come with Uber and Lyft claims. We have extensive experience handling these types of cases throughout Polk County and across Florida. Our team investigates app records, insurance timelines, and driver status to build a compelling claim. We fight to recover the maximum compensation for your injuries, lost income, and emotional distress. Whether you're a rideshare passenger or hit by a rideshare driver, we know how to hold these companies and their insurers accountable. If you've been injured, contact us today to protect your rights and start your recovery.

Additional Information in Polk County, Florida

Florida Department of TransportationDistracted Driving: Outlines state efforts to combat distracted driving, a leading cause of rideshare accidents. Uber and Lyft drivers frequently use phones to navigate or accept rides, increasing the risk of distraction. If your rideshare accident involved a distracted driver, this page helps show that the behavior was both dangerous and against public safety efforts. Attorneys use this resource to emphasize negligence and argue for higher compensation in distraction-based cases. For Polk County residents, the campaign reinforces the legal importance of focusing on the road while driving. It also aligns with state safety initiatives aimed at preventing these very types of collisions.
Lyft - Insurance coverage while driving with Lyft: Outlines the company’s insurance policy that applies to drivers when using the app. It explains the different levels of insurance coverage based on the driver’s activity: waiting for a ride, en route to pick up a rider, or actively transporting a passenger. Coverage includes liability insurance, contingent comprehensive and collision (if the driver has personal coverage), and uninsured/underinsured motorist protection. The policy also highlights the limits of coverage and when a driver’s personal insurance is the primary policy. In a rideshare accident case, this page is crucial for determining which insurance policy—Lyft’s or the driver’s personal—applies based on the trip status at the time of the accident. It can help clarify liability, guide claims procedures, and strengthen arguments related to insurance responsibility.
Forbes - Rideshare Advertising To A New Outdoor World: Discusses how rideshare companies are using vehicles as mobile advertising platforms, expanding their business model beyond just transportation. It emphasizes the dual commercial purpose of rideshare vehicles—transport and advertising—and how they are now part of urban marketing landscapes. The article touches on the technological and economic value of rideshare branding, data collection, and user engagement. It implies that rideshare vehicles are operating as commercial entities with extended business functions. In a legal case, particularly one involving injury or property damage, this article can support an argument that rideshare companies should bear greater liability due to the commercial nature of their operations. It may be used to challenge claims that the driver was acting independently, reinforcing the idea that the rideshare company holds some direct responsibility.

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99 6th St SW Suite 204

Winter Haven, FL 33880
1102 S. Florida Ave Suite 122
Lakeland, FL 33803
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Winter Haven, FL 33880
1102 S. Florida Ave Suite 122
Lakeland, FL 33803
Phone: (863) 225-0254
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