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Winter Haven Car Accident Attorneys

Winter Haven Car Accident Lawyer

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A car accident can happen in a split second, but the consequences for injured victims and their families can last a lifetime. Many car accidents are entirely avoidable, but drivers acting negligently or recklessly behind the wheel often put themselves and others on the road at serious risk of injury.

If you have been injured or lost a loved one in a Winter Haven car accident, our team is here to help you recover compensation for your injuries or your loss.

We proudly stand by injured victims and their families when another party’s negligence causes them harm in a Winter Haven car accident.

What Are Common Types of Winter Haven Car Accidents?

Thousands of car accidents happen across the country every day, although Florida consistently ranks in the top five states for car accidents every year. In Polk County alone, there were 13,631 crashes, causing 157 deaths and another 10,088 injuries in 2023, according to the Florida Highway Safety and Motor Vehicles (FHSMV), an increase from the year before. Some of the most common types of car accidents in Winter Haven and throughout the state of Florida include:

  • Rear-end accidents: Rear-end collisions are often caused by tailgating, distracted driving, or sudden stops in traffic. 
  • T-bone collisions: A t-bone accident, or side-impact collision, is caused by one vehicle colliding with the side of another, common at intersections. 
  • Multi-car pileups: One collision can cause a chain reaction that involves multiple other vehicles. These accidents generally involve three or more cars and are typically caused by sudden rear-end collisions and low visibility. 
  • Rollover crashes: A rollover accident usually occurs when drivers lose control at high speed. These accidents can be highly dangerous for both the driver and other motorists sharing the road.
  • Pedestrian accidents: Collisions involving pedestrians or cyclists can be highly dangerous. Pedestrians often suffer serious injuries when struck by a moving vehicle. 
  • Hit-and-run accidents: Another driver may flee the scene after a Winter Haven car accident in fear of facing legal or financial repercussions. This can leave victims struggling to find a liable party while dealing with injuries and property damage. 
  • Single-vehicle accidents: Not all accidents involve another vehicle or driver. Some vehicles may lose control either due to driver error, hazards in the road, or another driver running them off the road. 

Every car accident is different, and victims often suffer varying degrees of injury depending on the severity of the impact and the circumstances surrounding the collision. The type of car accident that you are involved in and the severity of your injuries will often play a major role in determining your compensation. 

Regardless of the type of accident that you were involved in, you do not deserve to pay costly medical bills and struggle financially because of another party’s negligence. At Kemp Injury Law, we are here to make sure that injured victims are protected and treated fairly after a Winter Haven car accident. 

What Are the Main Causes of Car Accidents in Winter Haven?

There are an innumerable amount of factors that could contribute to a Winter Haven car accident. Every day statewide, there are hundreds of car accidents, each with their own unique set of circumstances. Even a seemingly minor car accident can result in rather serious injuries for all parties involved. Some of the most common causes that our team sees for car accidents throughout Winter Haven and the state of Florida include: 

  • Distracted Driving: Distracted driving kills someone every three hours nationwide. Anything that takes your eyes off the road, your hands off the wheel, or your focus off the task of driving is considered distracted driving. Texting and driving continue to be a persistent problem in Florida and throughout the country, with distracted driving being a leading cause of accidents nationwide. 
  • Speeding: According to the National Highway Transportation Safety Administration (NHTSA), speed contributes to one in three motor vehicle accidents every year. Speeding not only decreases your reaction time, it also greatly increases the force and impact of an accident. 
  • Impaired driving: Driving under the influence of alcohol or drugs is strictly prohibited as it significantly impairs your ability, reaction time, and decision-making. In 2022, over 1,000 people in Florida lost their lives in a car accident involving impaired driving, accounting for nearly 30% of all traffic accident deaths. It is estimated that somebody dies every hour because of a DUI accident in the United States. 
  • Fatigued Driving: According to the Foundation for Traffic Safety (FTS), driving while fatigued is the equivalent of driving while intoxicating and contributes to 20 percent of all crashes. Drowsy driving greatly affects your concentration and reaction time, with the added risk of falling asleep behind the wheel. 
  • Reckless driving: Dangerous behavior like speeding, ignoring traffic signals, and blowing through red lights and intersections is incredibly dangerous and quickly causes devastating accidents. 

These are just a few examples of the reckless and dangerous behaviors that negligent drivers may participate in during a Winter Haven car accident. There are hundreds of different factors that could contribute to a car accident, though these behaviors commonly lead to accidents. 

Regardless of the cause of your accident, we believe that you should never have to suffer because of another driver or party’s negligence. If another driver was engaging in any of these reckless behaviors behind the wheel, you may be entitled to compensation for your injuries. Our team works closely with our Winter Haven clients to identify a responsible party and seek the maximum compensation for our clients after an accident. 

What are some common car accident injuries?

What Are Some Common Car Accident Injuries?

Victims may suffer a wide range of injuries after being involved in a Winter Haven car accident, from small scratches and sprains to serious, life-threatening injuries. Even a minor accident can result in pretty significant trauma. You may experience varying degrees of injury depending on the severity of your accident and the circumstances surrounding it. In Winter Haven, some of the most common injuries that car accident victims typically experience include: 

  • Head and brain injuries: Strong blows to the head can cause traumatic brain injuries that have life-changing consequences. Victims may suffer concussions, skull fractures, and other traumatic brain injuries that require extensive medical care and lifelong attention. 
  • Broken and fractured bones: The force of the collision can cause a victim’s bones to break or fracture, especially in high-speed accidents. Victims will typically experience broken arms, hands, legs, wrists, ribs, and facial fractures.
  • Cuts and lacerations: Broken glass and metal debris can cause deep cuts, abrasions, and puncture wounds. 
  • Spinal cord injuries: Injuries to the spinal cord, including herniated discs, can cause lifelong discomfort and pain. Serious spinal cord injuries can even result in paralysis, causing permanent damage and limited mobility. 
  • Internal injuries: Some injuries may not be immediately apparent after an accident. Forceful collisions can cause internal injuries like punctured lungs, internal bleeding, and more that can pose a serious threat to victims if left untreated. 

While the physical injuries from a car accident can be devastating and life-altering, the emotional turmoil that these accidents cause cannot be overlooked. Many victims involved in serious car accidents experience significant feelings of loss, anxiety, depression, and post-traumatic stress disorder (PTSD), often leaving them fearful of returning to the road or driving again in the future. 

At Kemp Injury Law, we are here to help victims in Winter Haven recover compensation for not only their physical injuries, but their emotional and psychological trauma as well. We understand the impact that an injury can have on victims and their families and we take great pride in helping our clients recover the compensation they need to move forward. We also help victims who have lost a family member in Winter Haven car accidents pursue wrongful death claims to seek justice on their loved one’s behalf. 

Does Florida’s No-Fault Insurance Law Prevent Me from Pursuing Damages for My Injuries?

The state of Florida is one of many states that has a “no-fault” insurance law. Florida’s law requires every driver to carry a minimum amount of Personal Injury Protection (PIP) insurance coverage. When a collision occurs, an injured victim’s own PIP coverage will cover medical expenses of up to $10,000, thereby alleviating the need to prove negligence, or fault, on the part of anyone. 

Unfortunately, the compensation available through PIP coverage is limited and is not available to cover any damages associated with pain and suffering. Because of those limitations, Florida also allows an injured victim to leave the “no-fault” system and pursue a traditional personal injury lawsuit if the victim meets the “serious injury” threshold, which requires the victim to have suffered one of the following:

  • Significant and permanent loss of an important bodily function.
  • Permanent injury within a reasonable degree of medical probability.
  • Significant and permanent scarring or disfigurement.
  • Death.

The team at Kemp Personal Injury Law is committed to ensuring that you are fully compensated to the extent allowable under the law. We will thoroughly evaluate your collision and your injuries to help you explore all of your legal options and effectively plan your next move. 


Related:  How Is Fault Determined in a Winter Haven Car Accident?


How Can an Experienced Winter Haven Car Accident Lawyer Help?

Our team proudly serves injured victims throughout Winter Haven and the great state of Florida. If you have been injured or have lost a loved one because of another driver’s negligent actions, our team is here to hold the liable party accountable for their actions and help you move forward. 

You can depend on attorney Adam Kemp to use his previous experience as both a prosecuting attorney and an associate at one of the largest personal injury firms in America to advocate and litigate on your behalf. At Kemp Personal Injury Law, we are committed to seeking justice for injured victims in Winter Haven and establishing a personal relationship with each and every client. When a car accident has left you injured or suffering the loss of a loved one, you need the experience, resources, and dedication of attorney Adam Kemp and the team at Kemp Personal Injury Law.

An experienced car accident attorney can assist in countless ways, including: 

  • Investigating the accident: Our team will conduct a thorough investigation in order to determine liability in your accident. We will use all resources available to us to identify a responsible party and strengthen your case. We help gather crucial information and evidence such as police reports, witness statements, surveillance footage, and more. 
  • Communicating with insurance companies: Winter Haven insurance companies are no different than any other insurance company. After an accident, they will likely try to minimize your payout or deny your claim altogether, claiming that you were actually at-fault and responsible for your injuries. At Kemp Injury Law, we stand up to pesky insurance companies and ensure that our clients receive the maximum payout available after an accident. 
  • Filing a lawsuit: In the event that we are unable to reach a fair settlement with the insurance company, we are prepared to help you file a personal injury lawsuit and represent you in court. We stand by our clients every step of the way. 

What Compensation Might Be Available After a Winter Haven Car Accident Case?

If you have been injured in a Winter Haven car accident case, you may be entitled to both economic and non-economic damages. Our team fights to help you recover all losses after an accident, including:

  • Medical and hospital expenses
  • Rehabilitation and other care costs
  • Property damage
  • Lost wages and future earnings
  • Physical and emotional pain and suffering
  • Diminished quality of life
  • Mental distress
  • Scarring and disfigurement

While financial losses like medical bills and lost wages may be simpler to calculate, an experienced attorney like Adam Kemp will be able to help you recover fair compensation for the emotional and psychological trauma caused by your accident as well. We understand the impact of an accident extends beyond just the physical challenges and can greatly affect a victim’s emotional wellbeing and long-term happiness. 

If you lost a spouse, parent, or child in a car accident, you may also be entitled to compensation in a Florida wrongful death lawsuit for things such as the loss of companionship, care, and support and the loss of future earnings. We also assist clients in Winter Have with other common personal injury cases, including: 

At Kemp Injury Law, we offer our clients the personalized care and attention that larger firms are often unable to provide. We work closely with our Winter Haven clients to provide the best experience possible while seeking the maximum compensation possible. When it comes to Winter Haven car accidents, Kemp Injury Law is the personal injury law firm that you can trust. 

Contact Kemp Injury Law Today if You Have Been Injured in a Winter Haven Car Accident

If you have been hurt or lost a loved one in a Winter Haven car accident, you need the assistance of an experienced, qualified, and compassionate legal team like Kemp Injury Law. We take great pride in helping our clients recover compensation when another party’s negligence has caused them serious injury in a car accident. 

For more information about how the team at Kemp Injury Law can help you seek justice and secure the maximum compensation, contact us today to schedule your free initial consultation. Connect with us online by filling out our convenient online form, or give us a call at (863) 694-0328. Come see why injured victims and their families trust Kemp Injury Law to handle their Winter Haven personal injury cases with care. 

Car Accident Stats

Frequently Asked Questions

In 2026, how does Florida’s “51% rule” affect my car accident claim?

Florida uses a modified comparative fault system for negligence claims. In general, if you are found more than 50% at fault, you can be barred from recovering damages. If you are 50% or less at fault, your recovery is typically reduced by your percentage of fault. This makes early evidence collection (photos, witness info, crash report, vehicle data) especially important in disputes over who caused the crash.

Who is responsible for paying for damages after a car accident in Florida?

Florida follows a no-fault insurance system, meaning that after a car accident, each driver’s personal injury protection (PIP) insurance covers their medical expenses, regardless of who was at fault. However, if your injuries are severe and exceed PIP coverage limits, you may be able to file a claim against the at-fault driver’s insurance for additional compensation. If the other driver was negligent—such as by speeding, distracted driving, or driving under the influence—you may be able to pursue damages through a personal injury lawsuit. Liability can also extend to vehicle manufacturers in cases involving defective parts or government agencies if poor road conditions contributed to the crash. A skilled attorney can review your case and determine the best legal course of action.

How long do I have to file a car accident lawsuit in Florida?

The statute of limitations for filing a personal injury lawsuit after a car accident in Florida is typically two years from the date of the accident. Certain circumstances, such as cases involving government vehicles, may have shorter deadlines and require additional legal procedures. If you fail to file within the required timeframe, you may lose your right to pursue compensation. Speaking with an attorney as soon as possible can help ensure that your claim is filed on time.

How do multi-vehicle accidents affect compensation in Florida?

Multi-car crashes often involve shared liability among several drivers. Determining fault requires careful analysis of police reports, witness accounts, and crash reconstructions. Comparative negligence rules distribute damages based on each driver’s share of fault. Victims may file claims against multiple insurers to cover damages. These cases can become complex without skilled representation. An attorney ensures liability is fairly assigned and compensation maximized.

Are rental car accidents handled differently in Florida?

FlYes, accidents involving rental cars may bring additional legal issues. Liability may extend to the rental driver’s personal insurance, the rental company, or credit card coverage. Florida’s “Graves Amendment” limits rental company liability in many cases. Still, maintenance failures or improper rental practices could create company liability. Navigating multiple policies requires careful legal strategy. A lawyer helps identify all available coverage.

Can I claim damages if my car accident aggravated an old injury?

Yes, Florida law allows compensation if an accident worsens pre-existing conditions. The at-fault driver is still liable for the additional harm caused. Medical records before and after the crash are crucial in proving aggravation. Insurance companies often dispute these claims, saying injuries existed before. An attorney works with medical experts to show the true impact. This ensures fair compensation for the full extent of harm.

How can a Winter Haven car accident attorney help with my case?

Accordion conA car accident attorney can assist by gathering evidence, negotiating with insurance companies, and representing you in court if necessary. They can determine fault, assess the full extent of your damages, and handle all legal paperwork to ensure your case is properly filed. Insurance companies often try to minimize payouts, but an experienced attorney can help fight for the compensation you deserve. If the other driver disputes liability, your attorney can present evidence such as police reports, witness testimony, and accident reconstruction analysis. If you’ve been injured in a car accident, don’t hesitate to reach out to us for expert legal guidance.

Additional Information in Winter Haven, Florida

Florida Department of Highway Safety and Motor Vehicles - Florida Crash Portal: Explains when and how to report a car accident in Florida, including legal requirements and what details to provide to authorities. If your accident involves injuries, death, or property damage over $500, you are required to file a report. The page provides access to crash reports, helping accident victims obtain official records for insurance claims or legal cases. It also explains how to request copies of accident reports online or in person. This information is crucial for proving fault and securing compensation after a crash. Following these guidelines can ensure compliance with Florida law and strengthen your case if you need to file a claim.

Federal Motor Carrier Safety Administration - Regulations: Discusses federal safety regulations and liability issues related to car accidents involving commercial trucks and buses. If you were in an accident with a commercial vehicle, this page provides insight into driver regulations, vehicle maintenance standards, and hours-of-service rules. These regulations can help determine whether negligence played a role in the crash, such as driver fatigue or improper vehicle maintenance. The page also provides information on filing claims against commercial carriers and their insurance companies. Accident victims can use this information to support their case when pursuing compensation from trucking companies or commercial operators. A skilled attorney can help navigate these complex legal issues and ensure compliance with federal regulations.

Florida Highway Safety and Motor Vehicles - Involved in a Crash?: Details Florida’s no-fault insurance laws and how personal injury protection (PIP) coverage works for car accident victims. The page explains what expenses are covered under PIP, such as medical bills and lost wages, and when victims can step outside the no-fault system to sue for additional damages. Understanding these requirements is crucial for accident victims seeking compensation beyond their own insurance policy. The resource also explains minimum liability coverage for Florida drivers, helping victims determine if the at-fault party has sufficient coverage. This information is especially useful when negotiating with insurance companies or pursuing legal action. A car accident attorney can use these regulations to build a strong case for maximum compensation.


What our Satisfied Clients Say

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I had an excellent experience working with this attorney. They were professional, knowledgeable, and genuinely cared about my case from start to finish. They kept me informed throughout the entire process, answered all of my questions promptly, and made what could have been a stressful situation much easier to navigate. Their dedication, attention to detail, and commitment to achieving the best possible outcome were evident every step of the way. I highly recommend this attorney to anyone looking for skilled legal representation.
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The best easy going firm I’ve ever had to deal with. Stacie was very helpful. She helped me understand A lot of things I was uneducated on. She made EVERYTHING EASY. The doctor’s appointments the visits the paper work. She made sure everything ran smooth THANKS A LOT <3 She was always there to communicate with me no matter the time or day.
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I've been working with Adam Kemp for years, and I can't recommend him highly enough. He is always professional, knowledgeable, and cares about his clients. His staff is incredibly friendly, welcoming, and does an excellent job of making you feel comfortable from the moment you walk in. They create an environment where you can relax and focus on your treatment without any added stress. If you're looking for a team that truly cares and provides exceptional service, I highly recommend Adam Kemp!
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Lidia Cordova
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I can’t recommend Kemp Injury Law, PA enough! Starting with Paloma, she was amazing—always friendly, responsive, and kept me informed every step of the way. Adam was professional, knowledgeable, and genuinely cared about getting the best outcome for my case. They made the entire process so much easier, and I’m truly grateful for all of their help. Thank you both!
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Adam Kemp's team was outstanding! Paloma was highly professional, communicated clearly throughout the process, and was incredibly helpful every step of the way.
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I can't say enough good things about my experience with Kemp Injury Law, P.A. Paloma was absolutely amazing from start to finish. She was always kind, compassionate, and incredibly responsive whenever I had questions or needed an update. She made sure l understood what was happening throughout the process and always took the time to make me feel heard. Her professionalism and genuine care made a stressful situation so much easier to handle. Adam Kemp was also excellent-knowledgeable, honest, and dedicated to getting the best outcome for my case. I truly appreciated everything they did for me and would highly recommend Kemp Injury Law, P.A. to anyone who needs a personal injury attorney.
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Had a great experience with Kemp Injury Law. Paloma was my main point of contact and she was fantastic! She gathered all of my information quickly and had everything perfectly organized. Highly recommend!
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Adam kemps team was great! Paloma was super professional, communicated thoroughly and was extremely helpful.
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I had an excellent experience with Adam Kemp and his team. Adam was knowledgeable, compassionate, and fought for the best outcome in my injury case. Paloma was always friendly, responsive, and kept me updated throughout the process. I highly recommend this law firm to anyone needing a dedicated personal injury attorney!
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Servicio excelente, muchas gracias a Paloma por su buena comunicación y también gracias al abogado Kemp por toda su ayuda. Todos son muy amables y profesional.
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Freida Waters
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Kemp law represented me after a really bad wreck. Totaled both cars. I needed a triple fusion in L3-4-5. They even found me a wonderful Nero surgeon in Orlando. Not only is my back fixed, but no pain now.They even got a settlement for me. I’m very pleased with all they did for me. I would definitely recommend them.
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I had an outstanding experience with Kemp Injury Law. From the very beginning, their team made the entire process smooth and stress-free. I especially want to recognize Rabekkah, who handled both the case manager and marketer roles with absolute professionalism. She was always prompt, knowledgeable, and incredibly supportive throughout the entire case. Rabekkah kept me informed at every step and made sure I understood exactly what was happening and what to expect. Her dedication and care truly set the tone for a positive experience. Kemp Injury law is lucky to have someone like her representing them. Highly recommend this firm to anyone who needs a team that genuinely cares and delivers results. Would give more than 5 stars if I could!
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Bryan Bates
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Kemp injury law went above and beyond for me. I want to give a special shoutout to Rabekkah, who handled both the case manager and marketer responsibilities with exceptional skill. She was always friendly, patient, and made sure I felt supported throughout the entire process. Anytime I had a question, Rabekkah had an answer. Anytime I felt unsure, she provided clarity. Her communication and professionalism made a stressful situation so much easier to navigate. I’m truly grateful for the effort she and the entire Kemp team put into my case. I highly recommend them to anyone looking for a firm that treats you like a priority from day one.
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I’m so grateful that I found Kemp Injury to assist me. It has been such an easy process! Rabekkah has provided excellent service and I can not thank her enough!
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7 November 2025
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I’m impressed with this law firm and Rabekkah was very helpful as well as responsive to our case.
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richie Norris
7 November 2025
Google star 1Google star 2Google star 3Google star 4Google star 5
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Michael Vayda
21 October 2025
Google star 1Google star 2Google star 3Google star 4Google star 5
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L Owens
21 October 2025
Google star 1Google star 2Google star 3Google star 4Google star 5
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Lindsey Holm
27 June 2025
Google star 1Google star 2Google star 3Google star 4Google star 5
Adam and his staff are amazing! Everyone was so nice and helpful. They did very well with keeping me informed throughout the entire process. Highly recommend!
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Michelle Jones
12 May 2025
Google star 1Google star 2Google star 3Google star 4Google star 5
Stayed in touch thru the process and negotiated medical bills for me
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Rachael Harris
9 May 2025
Google star 1Google star 2Google star 3Google star 4Google star 5
Adam Kemp and staff were absolutely amazing to work with. They explained every aspect of the process, continuously updated me, and were very compassionate. The outcome far exceeded my expectations. I highly recommend them on all levels!
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Ashley Shay
10 February 2025
Google star 1Google star 2Google star 3Google star 4Google star 5
Can't say enough positive things about Kemp Injury Law! My experience with Adam Kemp and his team has always been delightful, always striving for the best outcome for their clients.Truly, the best in the business.
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Chelsea Andino
5 February 2025
Google star 1Google star 2Google star 3Google star 4Google star 5
They did excellent work for my husband. The staff was very friendly and knowledgeable cared about my husband‘s well-being. Helped us through every step in the process while assisting in his recovery. I would highly recommend.
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Jodie Cordell
30 January 2025
Google star 1Google star 2Google star 3Google star 4Google star 5
Adam is a lifesaver! I love how he really listens and takes you seriously. He’s the guy who will go to bat for you and give it his all. He definitely is the type to “walk the walk” for you. If you need representation, he’s the guy who won’t dismiss you because it’s “too hard!” Highly recommend Adam!
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Toni
4 January 2025
Google star 1Google star 2Google star 3Google star 4Google star 5
I went here with a friend who needed help. Everyone in the office was so friendly and knowledgeable. Mr. Kemp is a personable and sharp attorney with quality staff.
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Aqiyla Coleman
2 January 2025
Google star 1Google star 2Google star 3Google star 4Google star 5
One of my favorite features of Kemp Injury Law is their commitment to putting clients first! The Kemp team goes above and beyond to ensure that each client feels heard, understood, and supported throughout the legal process. The attorney's are upmost approachable, empathetic, and always available to address concerns or questions. They really make it to where they are really working for you! The firm provides clear communication at every stage of the case, ensuring you understand their options and the progress being made. Whether it's providing guidance on how to navigate the insurance claims process or explaining the intricacies of legal proceedings, Kemp Injury Law ensures clients never feel in the dark. PLEASE TRUST ME THIS IS THE LAW FIRM YOU WANT TO CHOOSE!
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CJ Junior
1 January 2025
Google star 1Google star 2Google star 3Google star 4Google star 5
Great law firm! Extremely helpful any questions I had they had the answers and can talk to someone at any time! Will definitely be referring Kemp Injury Law. Awesome law firm!!!
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Lanay Lewis
26 November 2024
Google star 1Google star 2Google star 3Google star 4Google star 5
Kemp Injury Law exceed our expectations. After our auto accident in June we were left in total confusion as to what our next step should be. We decided to go with Kemp Injury Law, It honestly was one of the best decision we have ever made . This law firm really goes the extra mile! Any questions or concerns we had they responded quickly, we were never in the dark about what the next would be ,Khadijah was especial helpful. A many of thanks to Adam and his team.
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carl bankston
20 November 2024
Google star 1Google star 2Google star 3Google star 4Google star 5
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The Lyrical Lawyer
23 August 2024
Google star 1Google star 2Google star 3Google star 4Google star 5
Adam and his staff (shout-out to Stacie!) were so incredibly helpful in resolving my property damage claim. Even though it wasn't a big claim in light of what I'm sure they normally handle, they took the time to walk me through the process and had great insight that resulted in a much better settlement than I could have achieved alone. They're knowledgeable, quick to respond, and truly care about your issues, big and small. Can't recommend them enough!
99 6th St SW Suite 204

Winter Haven, FL 33880
1102 Florida Ave S suite 122,
Lakeland, FL 33803
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